How long does the bankruptcy process take? When do the creditor’s calls stop?
That depends on whether your filing is a Chapter 7 or Chapter 13 proceeding. Usually the most important thing for our clients is that, as soon as you file you can stop the credit calls no matter if you file Chapter 7 or Chapter 13.
Both Chapter 7 and Chapter 13 bankruptcies have advantages and disadvantages, but the one you choose often depends on your specific situation. Consulting with an experienced bankruptcy attorney is the best course of action to avoid making mistakes during bankruptcy proceedings.
The representatives of Christensen Young & Associates will explain every step to ensure that you understand what needs to be done to stop the collection calls. Our lawyers will work closely with you to get all the relevant information about your financial situation and the problems that you are facing.
We understand that bankruptcy is not ideal for anyone, but when you want to stop collection calls and get your financial situation back in order, whether personally or for your business, it helps to have an experienced attorney working with your case.
Chapter 7 typically runs its course from start to finish in about three months. The biggest issue in finishing the bankruptcy is collecting all the paperwork needed to file the bankruptcy. This is due to the new bankruptcy laws that were implemented in 2005. You will need to collect everything required in the Means Test. If you are considering filing, please start organizing your paperwork and documents NOW.
Have more questions about collection calls? Let us help you by giving us a call at (801) 676-6447.