The length of time it takes to file bankruptcy depends on whether you are filing Chapter 7 or Chapter 13, but no matter which method you choose, you will be able to stop creditor calls almost immediately.
Filing and completion of Chapter 7 typically takes around three months, while Chapter 13 can take more or less time depending on your situation. The biggest delay in filing for bankruptcy is the collection of all the paperwork required to file, which is part of the new bankruptcy laws enacted in 2005.
If you are considering filing for bankruptcy, collecting and organizing the necessary paperwork listed in the Means Test now can save you time, money, and potential disappointment later.
Looking for more information? Call us at (801) 676-6447 for a free legal consultation.